If you are preparing to buy a home this spring and are ready to apply for your mortgage, it is helpful to be prepared when contacting your lender so the process can be as quick as possible. With that in mind, I've prepared a list of the required information or documentation you will need.
General information for all mortgage applications:
- Original pay stubs covering the last 30 days, for each applicant.
- Original W-2 forms for the last two years, for each applicant.
- Original bank statement for the past three months for all checking and savings accounts.
- Name, address, phone number of current and/or previous landlords covering the past 24 months.
- Original 401k and/or IRA statements.
- Original investment account statement (past three months or most recent quarterly statement).
For more information on applying for a mortgage, FAQs or calculators, visit our Mortgage Information Center or contact your nearest Arvest Mortgage lender.