Establishing and maintaining good credit is an important part of good financial health, but how can you get a credit report from trusted agencies at no charge? Annualcreditreport.com provides one free credit report per consumer annually. There is no subscription required, no fee and this service is supported by the largest nationwide consumer credit companies: Equifax, Experian and TransUnion.
Once you get your free report, look over it closely for anything that is incorrect or surprising - these items may require immediate attention to protect your credit rating. Be sure to report any fraudulent activity or incorrect you find on your credit history by contacting the consumer credit company that has reported it.
For future monitoring and protection of your credit, you may want to invest in an identity theft monitoring service. There are many types available with different features, including Deluxe ID Theftblock Plus, available to Arvest Bank checking account customers.